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AI-POWERED CREDIT REPAIR PRICING

One Simple Plan. $99/month. Fix Your Credit Smarter.

Genius AI combines AI-powered analysis, expert dispute handling, and real-time progress tracking into one simple monthly plan — so you can improve your credit without the guesswork.

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No setup feeCancel anytimeSecure client portal

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Risk-Free

Try Genius AI risk-free. If you’re not satisfied in the first 30 days, get a full refund.

AI credit repair pricing plan
Simple Transparent Pricing

Credit Repair Genius Plan

Everything you need to understand, organize, and take action on your credit profile with AI-powered support.

$99/mo
  • ✓AI-powered credit report review
  • ✓Personalized credit action plan
  • ✓Smart dispute roadmap
  • ✓3-bureau dispute support
  • ✓Hard inquiry review support
  • ✓Secure online client portal
  • ✓Progress tracking tools
  • ✓Email support and guidance
  • ✓No setup fee
  • ✓Cancel anytime
Get Started for $99/month →

Takes less than 2 minutes to get started.

Results vary. Genius AI does not guarantee any specific score increase, approval, or removal of accurate information.

🧠AI-Powered Review

Our system helps identify potential issues, organize next steps, and prioritize what may deserve attention first.

🔒Secure & Private

Your credit information should stay protected. The plan is built around secure access and clear communication.

✓Built for Clarity

No confusing pricing tiers. One plan, one monthly price, and a simple path to get started.

How It Works

Your Genius AI Plan in 4 Steps

A clean, guided process that helps you understand your credit and take smarter action.

1

Start Your Plan

Sign up and access your secure client area.

2

AI Review

Your credit profile is reviewed for potential issues and priorities.

3

Smart Strategy

Receive a clear action plan and dispute roadmap.

4

Track Progress

Stay organized and monitor updates as your plan moves forward.

Pricing FAQs

Questions About the $99 Plan

Yes. The Credit Repair Genius Plan is $99/month with no setup fee.
Yes. The plan is month-to-month and can be canceled anytime.
No. Results vary based on your credit profile, creditor responses, bureau timelines, and other factors.
The AI angle helps you understand what may be holding your credit back and gives you a clearer plan to move forward.
Most clients see initial results within 45–60 days. However, the timeline varies based on your unique credit situation. Complex cases with multiple negative items may take 3–6 months for optimal results.
Yes. Credit repair is protected under federal law, including the Fair Credit Reporting Act (FCRA), which allows you to dispute inaccurate or unverifiable items on your credit report.
Most credit repair services rely on generic dispute templates and manual processes. Genius AI analyzes your credit profile in real time, identifies the highest-impact opportunities, and builds a personalized action plan tailored to your situation—so you’re not guessing what to do next.
Not at all. Genius AI was built to simplify the process. It guides you step-by-step—reviewing your credit, recommending actions, and helping you stay on track—so even if you’re new to credit repair, you’ll know exactly what to do.
You can try Genius AI completely risk-free. If you’re not satisfied within the first 30 days, simply reach out and you’ll receive a full refund—no questions asked. It’s our way of letting you experience the platform with confidence.

Genius AI provides credit analysis tools, educational resources, and support features. This page is for informational purposes only and is not legal, financial, or tax advice.

Ready to Start Your Genius Plan?

One simple price. AI-powered clarity. A smarter way to understand and work on your credit.

Get Started for $99/month →